Terms & Conditions

• The reward cannot be exchanged for cash and must be used within the time frame stated on the voucher. If the reward is not utilised within the time frame, no replacement will be given.
• If more than one referral leads to new business being conducted, the client will receive the equivalent number of rewards.
• Qualifying business includes; savings plans, capital sum investments, trust business, and retirement plans. The exceptions would include the opening of a Bank Account, Mortgage Business, the Formation of a company, or anything of the description where advice is sought from a third party.
• Overseas clients who give referrals will receive the qualifying gift which will need to be used in the UAE. This will be on the condition they travel to Dubai within 6 months of the business being written. Alternatively, they may elect a friend or relative who can benefit from the reward.