HOME
FAQ
OUR PRINCIPALS
SITE MAP
CONTACT US
Retirement Planning

Most of us would like to retire on an income that means that our lifestyle is not adversely affected once we cease to work. But in reality how many of us actually planned and saved enough for our future. For example, if you are 45 years old and would like to retire at age 60, you only have 15 years left to save; or in real terms only 180 monthly salaries to fund for your retirement.

Stay on top

If you have paid into a UK pension scheme prior to becoming an expatriate you can only continue to contribute to the plan for up to 12 months after leaving the UK . There may be exceptions if you are on a secondment from a UK subsidiary or government posting. So you will need to make sure that your retirement planning continues even though you are now living as an expatriate.

Most offshore insurance companies offer a pension product and you will find that most plans are very flexible, without many of the strict rules normally applied to UK pension schemes.

Offshore pension plans

The offshore pension plan offers a flexible savings vehicle for your retirement, and as an expat you need to be taking your financial future into your own hands. The frightening fact is that most expats have not done any form of pension planning since they left their home country.  

Don't delay call +971 (0) 4 312 4334 to ensure that your retirement is in your hands and not left to chance

Prosperity Offshore Investment Consultants has been established to promote and distribute insurance linked products to the general public within the countries of the Middle East .

The products we promote and recommend to our clients are provided by the international divisions of large established British financial groups, who are both strong and financially secure, and able to meet the requirements of the local markets in which we operate. These companies are based in offshore centres such as Isle of Man , which hold a sound reputation for security and political stability and are strictly regulated to safeguard the interests of our clients.

Benefits

  • unrestricted lump sum top-ups
  • flexible monthly payments, option of a premium holiday
  • you set your preferred retirement age not the government
  • you can elect to continue payments after the original chosen retirement date
  • annuity purchase is not mandatory
  • total pension fund can be taken as cash
  • if you should die your total assets go to your surviving spouse
  • you will have no tax liability depending on where you live, if that's the UK you will still have to fill in your tax returns
  • it is an asset that can be used as collateral against a loan

<< Previous Page

Relocation Cover
Home Insurance
Travel Insurance
Motor Insurance
Personal Accident
Medical Insurance
Retirement Planning
Education Planning
Offshore Banking
Mortgage Protection
Group Savings and Protectiong
Savings Plan
Will Writing Service
Trusts/Investments
Tax Planning
Life Insurance Cover